There has been a significant amount of increased competition between the various insurance providers, with many new products being placed before sometimes confused consumers. The general objective is designed to offer new types of insurance cover, with flexibility to meet particular needs of the insured. One new and innovative product is classified as Short term Van Insurance and as the name indicates, it is designed for short term cover, between one and thirty days!

In the UK, daily and weekly van insurance coverage is rapidly becoming popular, in various aspects related to van transportation. It is especially suitable when driving a borrowed or rented vehicle on short journeys. There are a variety of plans available and the cover provided is able to be suited to the specific needs of the individual insured. This could include coverage being provided to the driver of the vehicle, as well as to the van.

Short term Van Insurance cover meets expenses for repairs to any damage sustained to the insured vehicle, with costs related to medical treatment for the driver caused by an accident. This type of insurance cover includes protection related to theft, fire damage and incurred collision expenses. If damage is sustained to another vehicle, this is also covered and medical costs to the other driver.

Weekly van insurance is available to any individual between 21 and 75 years of age, but terms and conditions may apply depending on the driving record of the applicant. Short term van insurance is an ideal application for students or anyone who is forced to make short journeys and generally affordable. It is an insurance product that limits the expenses incurred by the usual types of insurance offered, by eliminating the requirement of paying an annual premium.

With this product, the insured is only required to pay a premium for the period that they are driving the vehicle. Cover is not limited to vehicle related incidents, but is extended regarding other unforeseen events. These include protection for the policy holder regarding damage caused by natural disasters, for example, storms, rain, flooding or a hurricane.

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