Boating Insurance is a protection for your boat from unexpected occurrences in and out of the water. In the UK, it is not legally compulsory, but it certainly is an insurance cover that is wise for you to take out. Some harbours and some of the marinas insist on boats having third party liability cover, and for getting an inland waterways boat licence, insurance cover is necessary.
Whether you are an experienced boat owner or a first timer, it is important for you to be aware of what your insurance actually covers. There are so many different types of boats operating on the rivers, canals, and off the coast, and they all need boating insurance.
In bygone days, the canals and waterways were used for transporting trading wares for the various towns and villages. Nowadays, sightseers can slowly glide up and down them at a leisurely pace, taking in the beauty of the countryside and enjoying peaceful cruising. Boating has become a way of life, a relaxing pastime for all ages.
With more and more types of boats on the water, boating insurance is definitely essential for both boaters and boats. You can take out a comprehensive policy or else there is third party only policy available. Cover for boats ranges from boats up to twenty years old and in some special cases, boats as much as twenty five years old, are accepted for insurance.
As with all insurance types, there are ways to save money. There are plenty of providers who offer boating insurance so it’s the same process to follow as for your main insurance.
Firstly understand exactly what kind of policy you need. Visit the website of a reputable boat insurer and you’ll find plenty of information to help you navigate through the options.
Next is finding the actual policy at the best rate. For this you can simply ring the provider of your home and car insurance and hope your extended custom warrants a good deal. Other options are to visit a boat insurance broker either on land or online, or lastly, to use a comparison site.
You’ll find boating insurance at great rates at boat-quote